:root{--paper:#f6f6f0;--white:#fff;--ink:#182c26;--muted:#5c6861;--green:#254c3c;--lime:#d5ef88;--line:#dce1d6;--lavender:#e8e2f2;--sand:#eee6d7;--sky:#dfeaf2;--peach:#f3e2d9;--mint:#deeee5;--radius:20px;--shadow:0 12px 32px #203e2e08;--body:Arial,Helvetica,system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:var(--paper);font-family:var(--body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.55}input,select,textarea{max-width:100%}svg{display:block}button svg,a svg{flex-shrink:0}img{max-width:100%}[hidden]{display:none!important}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.12;font-weight:600;letter-spacing:-.045em}h1{font-size:clamp(42px,5.1vw,70px)}h2{font-size:clamp(30px,3vw,42px)}h3{font-size:23px}p{margin-bottom:1em}::selection{background:var(--lime)}:focus-visible{outline:3px solid #346bcb;outline-offset:4px;border-radius:5px}.container{width:min(1200px,calc(100% - 64px));margin-inline:auto}.skip{position:fixed;left:16px;top:-80px;z-index:100;background:var(--green);color:white;padding:12px 20px}.skip:focus{top:16px}.icon{width:22px;height:22px;stroke:currentColor;stroke-width:1.6;fill:none;stroke-linecap:round;stroke-linejoin:round}.brand{display:inline-flex;align-items:center;gap:10px;font-size:23px;font-weight:800;letter-spacing:-.07em;line-height:1}.brand-symbol{width:30px;height:30px;color:var(--green)}.brand em{font-style:normal;font-weight:400}.site-header{position:sticky;top:0;z-index:25;background:rgba(246,246,240,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(16px)}.header-inner{display:flex;align-items:center;gap:30px;height:83px}.main-nav{display:flex;gap:29px;margin:auto;font-size:14px;font-weight:500}.main-nav a{position:relative;padding:8px 0}.main-nav a:hover,.main-nav a[aria-current=page]{color:var(--green)}.main-nav a[aria-current=page]:after{content:'';position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--green)}.header-actions{display:flex;align-items:center;gap:12px}.search-trigger{display:flex;align-items:center;gap:11px;border:1px solid var(--line);background:transparent;border-radius:9px;padding:9px 12px;color:var(--muted);font-size:13px}.search-trigger .icon{width:17px;height:17px}kbd{font-size:11px;font-family:inherit;border:1px solid var(--line);padding:0 5px;border-radius:4px;background:#fff8}.menu-button{display:none;align-items:center;justify-content:center;border:1px solid var(--line);background:transparent;border-radius:8px;width:42px;height:42px}.btn{display:inline-flex;gap:12px;align-items:center;justify-content:center;min-height:48px;border-radius:8px;padding:12px 22px;background:var(--green);color:#fff;border:1px solid var(--green);font-size:14px;font-weight:600;line-height:1.3;transition:background .15s,transform .15s}.btn:hover{background:#183e2e;transform:translateY(-1px)}.btn .icon{width:19px;height:19px}.btn-light{background:var(--lime);border-color:var(--lime);color:var(--ink)}.btn-light:hover{background:#c5e672}.btn-outline{background:transparent;color:var(--ink);border-color:var(--line)}.btn-outline:hover{background:#fff}.btn-small{min-height:40px;padding:9px 15px;font-size:13px}.text-link{display:inline-flex;align-items:center;gap:9px;color:var(--green);font-size:14px;font-weight:600}.text-link .icon{width:18px;height:18px}.text-link:hover{text-decoration:underline;text-underline-offset:4px}.eyebrow{display:flex;align-items:center;gap:9px;font-size:10px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--green);margin-bottom:22px}.dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--green)}.pill{display:inline-flex;align-items:center;gap:7px;padding:5px 11px;border:1px solid var(--line);border-radius:50px;font-size:11px;font-weight:500;line-height:1.5;white-space:nowrap}.pill-light{background:var(--paper)}.pill-green{background:var(--lime);border-color:var(--lime)}.hero{display:grid;grid-template-columns:1.14fr 1fr;gap:82px;align-items:center;padding-top:74px;padding-bottom:78px}.hero h1{margin-bottom:26px;max-width:620px;line-height:1.065}.serif{font-family:Georgia,'Times New Roman',serif;font-style:italic;font-weight:400;color:var(--green);letter-spacing:-.06em}.hero-description{max-width:470px;font-size:17px;line-height:1.75;color:var(--muted);margin-bottom:27px}.hero-actions{display:flex;align-items:center;gap:21px;flex-wrap:wrap}.hero-trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:27px;color:var(--muted);font-size:11px}.hero-trust span{display:flex;gap:6px;align-items:center}.hero-trust .icon{width:14px;height:14px}.hero-visual{position:relative;padding:20px 8px 24px 0}.budget-card{position:relative;background:var(--white);border:1px solid #d4dbcd;border-radius:20px;box-shadow:10px 15px 0 #e5e9dc;overflow:hidden}.budget-header{display:flex;align-items:center;justify-content:space-between;padding:18px 24px;border-bottom:1px solid var(--line);font-size:10px;letter-spacing:.12em;font-weight:700}.window-dots{display:flex;gap:5px}.window-dots i{width:5px;height:5px;border-radius:50%;background:#ccd4c7}.budget-body{padding:26px 27px 20px}.budget-topline{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:11px;color:var(--muted)}.switch{display:inline-flex;border:1px solid var(--line);border-radius:6px;padding:3px;gap:3px}.switch button{border:0;border-radius:3px;background:transparent;padding:4px 10px;font-size:11px;color:var(--muted)}.switch button[aria-pressed=true]{background:var(--green);color:white}.budget-total{font-size:49px;letter-spacing:-.07em;font-weight:500;line-height:1.3;margin:5px 0 0;white-space:nowrap}.budget-caption{font-size:11px;color:var(--muted);margin-bottom:23px}.budget-controls{border-top:1px solid var(--line)}.budget-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px solid var(--line);font-size:12px;gap:15px}.budget-row label{display:flex;align-items:center;gap:8px}.budget-row label .icon{width:15px;height:15px;color:var(--muted)}.budget-input{display:flex;align-items:center;gap:6px;font-size:12px}.budget-input input{border:0;width:67px;text-align:right;background:transparent;color:var(--ink);font-weight:600;padding:4px;-moz-appearance:textfield}.budget-input input::-webkit-inner-spin-button{appearance:none}.budget-input button{display:flex;align-items:center;justify-content:center;width:25px;height:25px;border:1px solid var(--line);background:white;border-radius:5px;color:var(--ink);font-size:16px}.budget-bar{height:8px;border-radius:2px;margin:21px 0 9px;background:var(--lime);overflow:hidden}.budget-bar span{display:block;width:86%;height:100%;background:var(--green)}.budget-legend{display:flex;justify-content:space-between;color:var(--muted);font-size:10px;gap:10px}.budget-legend span{display:flex;align-items:center;gap:6px}.legend-dot{width:5px;height:5px;background:var(--green);display:inline-block}.legend-dot.light{background:#839c40}.budget-footer{display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--line);padding:13px 25px;background:#fbfcf8;font-size:11px}.budget-footer .icon{width:16px;height:16px}.free-note{position:absolute;bottom:1px;right:-20px;padding:14px 18px;background:var(--lime);border:1px solid #abc563;border-radius:11px;transform:rotate(-5deg);line-height:1.2;font-size:11px;box-shadow:0 5px 10px #183e2e07}.free-note strong{font-size:23px;display:block;letter-spacing:-.045em}.orbit-note{position:absolute;top:-9px;left:25px;z-index:2;display:flex;gap:6px;align-items:center;font-size:10px;border-radius:30px;background:var(--paper);padding:6px 11px;border:1px solid var(--line)}.orbit-note .icon{width:12px;height:12px}.topic-strip{display:flex;align-items:center;gap:20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0;margin-bottom:70px;justify-content:space-between}.topic-strip>span{font-size:10px;line-height:1.5;text-transform:uppercase;letter-spacing:.11em;color:var(--muted);max-width:115px}.topic-strip a{font-size:15px;display:flex;align-items:center;gap:14px}.topic-strip a:hover{color:var(--green)}.topic-strip .icon{width:17px;height:17px}.section{margin-bottom:82px}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:25px;margin-bottom:30px}.section-head h2{margin-bottom:10px}.section-head p{color:var(--muted);font-size:15px;margin:0}.section-head .eyebrow{margin-bottom:12px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.tool-card{position:relative;display:flex;flex-direction:column;align-items:flex-start;min-height:244px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:25px;transition:transform .2s,box-shadow .2s,border-color .2s}.tool-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#92a387}.icon-square{display:flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:12px;margin-bottom:27px;background:var(--paper)}.lime{background:var(--lime)}.lavender{background:var(--lavender)}.sand{background:var(--sand)}.sky{background:var(--sky)}.peach{background:var(--peach)}.mint{background:var(--mint)}.tool-card .card-top{display:flex;justify-content:space-between;width:100%}.tool-card .card-top .pill{height:25px;background:var(--paper);font-size:10px}.tool-card h3{font-size:21px;margin-bottom:10px;letter-spacing:-.035em}.tool-card p{font-size:13px;color:var(--muted);max-width:270px;margin-bottom:24px;line-height:1.65}.tool-card .card-end{display:flex;justify-content:space-between;align-items:center;font-size:10px;color:var(--muted);margin-top:auto;width:100%}.round-arrow{display:flex;width:29px;height:29px;align-items:center;justify-content:center;border:1px solid var(--line);border-radius:50%;color:var(--ink)}.round-arrow .icon{width:15px;height:15px}.tool-card.featured{background:#eaf0e1}.tool-card.featured .icon-square{background:var(--green);color:white}.tool-card.featured .round-arrow{background:var(--green);color:white;border-color:var(--green)}.comparison-panel{background:var(--green);color:white;border-radius:24px;padding:44px 46px;display:grid;grid-template-columns:.84fr 1.15fr;gap:70px;align-items:center;overflow:hidden}.comparison-panel .eyebrow{color:var(--lime)}.comparison-panel h2{font-size:40px;margin-bottom:18px}.comparison-panel p{color:#d1ded5;font-size:14px;line-height:1.8}.comparison-panel .text-link{color:var(--lime);margin-top:13px}.comparison-list{background:#fff;color:var(--ink);border-radius:14px;padding:5px 20px}.comparison-list-head{display:flex;justify-content:space-between;font-size:9px;color:var(--muted);padding:15px 0;border-bottom:1px solid var(--line);letter-spacing:.08em;text-transform:uppercase}.comparison-row{display:flex;align-items:center;gap:14px;padding:15px 0;border-bottom:1px solid var(--line)}.comparison-row:last-child{border:0}.product-avatar{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:40px;height:40px;border-radius:9px;font-size:21px;font-weight:800;letter-spacing:-.09em}.comparison-row strong{display:block;font-size:13px}.comparison-row small{display:block;font-size:10px;color:var(--muted)}.comparison-row .pill{margin-left:auto;font-size:9px}.comparison-row>.icon{width:15px;height:15px}.micro{font-size:11px;color:var(--muted)}.comparison-panel .micro{font-size:10px;color:#c4d6c8;margin:16px 0 0}.article-card{display:flex;flex-direction:column;min-width:0}.article-cover{height:192px;border-radius:13px;position:relative;display:flex;align-items:center;justify-content:center;overflow:hidden;border:1px solid #1a332811;margin-bottom:19px}.cover-label{position:absolute;top:16px;left:17px;font-size:9px;text-transform:uppercase;letter-spacing:.11em}.cover-symbol{display:flex;align-items:center;justify-content:center;width:85px;height:85px;border-radius:20px;background:#fff9;box-shadow:10px 10px 0 #1a332811;transform:rotate(-9deg)}.cover-symbol .icon{width:43px;height:43px;stroke-width:1.3}.cover-grid{position:absolute;inset:0;background-image:linear-gradient(#132d2210 1px,transparent 1px),linear-gradient(90deg,#132d2210 1px,transparent 1px);background-size:30px 30px;mask-image:radial-gradient(ellipse at center,black,transparent 75%)}.article-card h3{font-size:23px;line-height:1.25;letter-spacing:-.04em;margin:8px 0 11px}.article-card p{font-size:13px;color:var(--muted);line-height:1.7;margin-bottom:15px}.article-meta{display:flex;align-items:center;gap:9px;color:var(--muted);font-size:10px}.article-card:hover h3{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:4px}.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:50px;padding:30px 0 5px}.principle-number{font-family:Georgia,serif;font-style:italic;font-size:28px;color:#809275;margin-bottom:14px}.principles h3{font-size:19px;letter-spacing:-.03em;margin-bottom:11px}.principles p{font-size:13px;color:var(--muted);line-height:1.8;margin:0}.last-cta{padding:40px;border-radius:18px;display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--lime);margin-top:30px}.last-cta h2{font-size:32px;margin-bottom:7px}.last-cta p{font-size:14px;margin:0}.site-footer{border-top:1px solid var(--line);margin-top:84px;padding:44px 0 22px}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:50px}.footer-brand p{font-size:12px;color:var(--muted);max-width:285px;line-height:1.8;margin-top:17px}.footer-col h2{font-size:11px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:17px}.footer-col a{display:block;font-size:12px;color:var(--muted);margin-bottom:8px}.footer-col a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid var(--line);margin-top:30px;padding-top:19px;display:flex;justify-content:space-between;gap:20px;font-size:10px;color:var(--muted)}.footer-bottom a{text-decoration:underline}.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:8px;font-size:11px;color:var(--muted);padding-top:29px;margin-bottom:26px}.breadcrumbs a:hover{text-decoration:underline}.breadcrumbs .icon{width:11px;height:11px}.page-intro{max-width:790px;padding:22px 0 26px}.page-intro h1{font-size:clamp(36px,4.5vw,58px);margin-bottom:20px}.page-intro>p{font-size:17px;color:var(--muted);line-height:1.8;max-width:690px}.page-intro .eyebrow{margin-bottom:17px}.page-intro .pill{margin:0 5px 8px 0}.filter-bar{display:flex;align-items:center;flex-wrap:wrap;gap:8px;margin:12px 0 25px}.filter-chip{border:1px solid var(--line);color:var(--muted);background:transparent;border-radius:25px;padding:8px 16px;font-size:12px;min-height:39px}.filter-chip[aria-pressed=true]{color:white;border-color:var(--green);background:var(--green)}.filter-chip:hover{border-color:var(--green)}.filter-search{margin-left:auto;position:relative;min-width:180px;max-width:250px}.filter-search input{border:1px solid var(--line);padding:10px 14px;background:white;border-radius:8px;font-size:13px;width:100%}.count-line{font-size:11px;color:var(--muted);margin-bottom:19px}.no-results{padding:45px 24px;border:1px dashed var(--line);border-radius:14px;text-align:center;color:var(--muted)}.product-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.product-card{border:1px solid var(--line);background:white;border-radius:18px;padding:27px;display:flex;flex-direction:column}.product-head{display:flex;align-items:center;gap:13px;margin-bottom:20px}.product-head .product-avatar{width:49px;height:49px;font-size:27px}.product-head h2{font-size:24px;margin-bottom:4px}.product-head p{font-size:11px;color:var(--muted);margin:0}.product-head>.pill{margin-left:auto}.product-card>p{font-size:14px;color:var(--muted)}.product-card .facts{font-size:12px;display:grid;gap:7px;padding:0;margin:0 0 21px;list-style:none}.facts li{display:flex;gap:8px;align-items:flex-start}.facts .icon{width:14px;height:14px;flex-shrink:0;margin-top:3px;color:var(--green)}.product-actions{display:flex;align-items:center;gap:18px;justify-content:space-between;margin-top:auto;padding-top:17px;border-top:1px solid var(--line)}.disclosure{padding:15px 20px;border:1px solid var(--line);background:#eeefe7;border-radius:11px;font-size:12px;line-height:1.75;color:var(--muted);margin-bottom:28px}.disclosure a{text-decoration:underline}.editorial-grid{display:grid;grid-template-columns:minmax(0,760px) minmax(230px,1fr);gap:74px;align-items:start}.prose{font-size:16px;line-height:1.85}.prose h2{font-size:30px;line-height:1.22;margin:42px 0 19px;scroll-margin-top:115px}.prose h3{font-size:22px;margin:28px 0 15px}.prose p{margin-bottom:21px;color:#384e43}.prose ul,.prose ol{padding-left:24px;color:#384e43}.prose li{margin:9px 0}.prose a{color:var(--green);text-decoration:underline;text-underline-offset:3px}.prose .callout{margin:26px 0;border-left:3px solid var(--green);padding:20px 24px;background:#eaf0e1;border-radius:0 11px 11px 0}.prose .callout p:last-child{margin:0}.toc{position:sticky;top:115px;border-top:1px solid var(--line);padding-top:22px}.toc h2{font-size:10px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}.toc a{display:block;font-size:12px;color:var(--muted);line-height:1.7;margin:11px 0}.toc a:hover{color:var(--green);text-decoration:underline}.toc .toc-tool{margin-top:30px;padding:21px;background:var(--lime);border-radius:12px}.toc-tool .icon{margin-bottom:16px}.toc-tool strong{display:block;line-height:1.5;font-size:15px}.toc-tool a{color:var(--ink)}.article-intro{max-width:900px}.article-intro h1{font-size:clamp(37px,4.7vw,64px)}.article-byline{display:flex;align-items:center;gap:12px;flex-wrap:wrap;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:16px 0;font-size:11px;color:var(--muted);margin:8px 0 35px}.article-byline .brand-symbol{width:23px;height:23px}.sources{border-top:1px solid var(--line);margin-top:40px;padding-top:20px}.sources h2{font-size:20px;margin:0 0 14px}.sources p,.sources li{font-size:12px;color:var(--muted)}.sources a{overflow-wrap:anywhere}.related{border-top:1px solid var(--line);padding-top:35px;margin-top:55px}.calculator-layout{display:grid;grid-template-columns:1.12fr 1fr;gap:24px;align-items:start;margin:15px 0 40px}.input-panel{background:white;border:1px solid var(--line);border-radius:18px;padding:30px}.panel-heading{display:flex;align-items:center;gap:10px;margin-bottom:24px}.panel-heading .icon{width:18px;height:18px}.panel-heading h2{font-size:17px;letter-spacing:-.02em;margin:0}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px 18px}.field{display:flex;flex-direction:column;gap:7px;min-width:0}.field>label,.field-label{font-size:12px;font-weight:500;line-height:1.45}.field-control{position:relative}.field-control input,.field select,.field textarea,.field>input{display:block;width:100%;min-height:45px;border:1px solid #bbc7b8;border-radius:7px;padding:10px 13px;color:var(--ink);background:#fdfefb;outline-offset:2px}.field-control input{padding-right:49px}.field-control .unit{position:absolute;right:12px;top:13px;font-size:11px;color:var(--muted);pointer-events:none}.field small{font-size:10px;color:var(--muted);line-height:1.55}.field-full{grid-column:1/-1}.field textarea{min-height:175px;font-family:ui-monospace,Consolas,monospace;font-size:12px;resize:vertical}.form-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}.form-note{font-size:11px;color:var(--muted);line-height:1.75;margin:18px 0 0}.form-note .icon{display:inline-block;width:12px;height:12px;vertical-align:-2px;margin-right:3px}.result-panel{position:sticky;top:110px;border-radius:18px;background:var(--green);color:white;padding:30px}.result-panel>.eyebrow{color:var(--lime);margin-bottom:20px}.result-main-label{font-size:13px;color:#d4e2d6;margin-bottom:9px}.result-main-number{font-size:clamp(33px,3.7vw,50px);line-height:1.2;font-weight:500;letter-spacing:-.045em;margin:0 0 13px;overflow-wrap:anywhere}.result-main-number.long{font-family:ui-monospace,Consolas,monospace;font-size:15px;letter-spacing:0;line-height:1.8;word-break:break-all;padding:14px;background:#ffffff0d;border-radius:7px}.result-subtitle{font-size:12px;color:#cfdfd1;margin-bottom:22px;line-height:1.8}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:21px 20px;border-top:1px solid #ffffff30;padding:23px 0}.result-item strong{font-size:22px;letter-spacing:-.03em;font-weight:500;display:block;line-height:1.3;overflow-wrap:anywhere}.result-item span{font-size:10px;color:#d5e2d7;display:block;margin-top:5px}.result-panel .btn-outline{color:white;border-color:#ffffff66;background:transparent}.result-panel .btn-outline:hover{background:#ffffff15}.result-footer{border-top:1px solid #ffffff30;padding-top:17px;font-size:10px;color:#d5e2d7;line-height:1.75}.result-panel .form-actions{margin:0 0 21px}.form-error{padding:12px 15px;color:#8c2e20;background:#fff1ec;border:1px solid #e5aa97;border-radius:7px;font-size:12px;margin:0 0 20px}.formula{font-family:ui-monospace,Consolas,monospace;font-size:12px;padding:21px 24px;border:1px solid var(--line);background:#eef0e7;border-radius:10px;line-height:1.9;overflow-wrap:anywhere;margin-bottom:30px}.tool-explainer{max-width:790px}.tool-explainer h2{font-size:28px;margin:33px 0 15px}.tool-explainer p{font-size:15px;color:var(--muted);line-height:1.85}.trust-banner{display:flex;gap:22px;align-items:center;padding:19px 22px;border:1px solid var(--line);border-radius:11px;background:#eff2e8;margin-bottom:35px}.trust-banner .icon{width:27px;height:27px;flex-shrink:0}.trust-banner strong{display:block;font-size:13px;margin-bottom:3px}.trust-banner p{font-size:11px;margin:0;color:var(--muted);line-height:1.7}.audit-row{padding:17px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:1.2fr .85fr .85fr 28px;gap:9px;align-items:end}.audit-row input,.audit-row select{width:100%;padding:9px 7px;border:1px solid #bbc7b8;border-radius:5px;background:#fdfefb;font-size:12px;min-height:40px}.audit-row label{font-size:10px;display:grid;gap:6px}.audit-row .check-label{grid-column:1/-1;display:flex;align-items:center;gap:7px;font-size:11px}.audit-row input[type=checkbox]{width:15px;min-height:15px;accent-color:var(--green)}.icon-button{display:flex;align-items:center;justify-content:center;width:30px;height:37px;background:transparent;border:0;border-radius:5px;color:var(--muted)}.icon-button .icon{width:17px;height:17px}.icon-button:hover{background:var(--paper)}.csv-preview{margin-top:23px;font-size:11px;overflow:auto;background:#ffffff0d;border-radius:7px}.csv-preview table{border-collapse:collapse;width:100%}.csv-preview th,.csv-preview td{padding:8px 10px;text-align:left;border-bottom:1px solid #ffffff20;max-width:200px;white-space:pre-wrap;overflow-wrap:anywhere}.file-upload{padding:16px;border:1px dashed #94a58e;border-radius:8px;background:#f9fbf4;font-size:12px}.file-upload input{margin-top:9px;width:100%;font-size:11px}.faq-list{border-top:1px solid var(--line);margin-top:20px}.faq-list details{border-bottom:1px solid var(--line);padding:18px 0}.faq-list summary{cursor:pointer;font-weight:500;font-size:14px}.faq-list p{font-size:13px;color:var(--muted);margin:12px 0 4px;max-width:800px;line-height:1.8}.advisor{background:white;border:1px solid var(--line);border-radius:16px;padding:27px;margin-bottom:25px}.advisor h2{font-size:23px;margin-bottom:8px}.advisor p{font-size:12px;color:var(--muted)}.advisor-controls{display:grid;grid-template-columns:1fr 1fr auto;gap:16px;align-items:end;margin-top:21px}.advisor .field select{font-size:12px}.advisor .btn{height:45px;min-height:45px}.source-tag{display:inline-flex;gap:5px;font-size:10px;color:var(--muted);align-items:center}.source-tag .icon{width:12px;height:12px}.search-dialog{width:min(660px,calc(100% - 32px));max-height:80vh;border:1px solid var(--line);padding:0;border-radius:15px;box-shadow:0 25px 100px #132d2240;background:var(--paper);color:var(--ink)}.search-dialog::backdrop{background:#132d2270;backdrop-filter:blur(4px)}.search-dialog-header{display:flex;align-items:center;gap:13px;padding:18px 21px;background:white;border-bottom:1px solid var(--line)}.search-dialog-header input{border:0;outline:none;background:transparent;width:100%;min-width:0;font-size:16px;color:var(--ink);padding:4px}.search-dialog-header button{font-size:11px;background:var(--paper);border:1px solid var(--line);border-radius:5px;padding:6px 9px}.search-results{padding:15px;max-height:55vh;overflow:auto}.search-result{display:block;padding:13px 15px;border-radius:8px}.search-result:hover,.search-result:focus-visible{background:#e9eedf}.search-result .search-kind{font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.search-result strong{font-size:15px;display:block;margin:3px 0}.search-result p{font-size:12px;color:var(--muted);margin:0;line-height:1.6}.search-hint{padding:20px;color:var(--muted);font-size:13px}.search-dialog-footer{border-top:1px solid var(--line);padding:10px 20px;font-size:10px;color:var(--muted)}.search-page-form{display:flex;gap:12px;max-width:750px;margin:20px 0}.search-page-form input{min-width:0;flex:1;background:white;border:1px solid var(--line);border-radius:8px;padding:12px 16px}.search-page-results{max-width:850px;display:grid;gap:7px}.search-page-results .search-result{background:white;border:1px solid var(--line)}.toast{position:fixed;bottom:24px;left:50%;transform:translateX(-50%);padding:12px 20px;background:var(--ink);color:white;border-radius:8px;font-size:13px;z-index:60;box-shadow:0 5px 25px #0003;max-width:calc(100% - 30px);text-align:center}.offline-strip{background:#eee6d7;padding:7px 16px;font-size:11px;line-height:1.6;text-align:center;color:#4b4a3a}.offline-strip a{text-decoration:underline}.reading-progress{position:fixed;top:82px;left:0;height:2px;width:0;background:#8fab3c;z-index:28}.license-note{font-size:11px;color:var(--muted);padding:10px 0}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:9px}.comparison-table{width:100%;border-collapse:collapse;font-size:13px;text-align:left;background:white;min-width:700px}.comparison-table th{background:#eaf0e1;font-weight:600}.comparison-table td,.comparison-table th{padding:15px 18px;border-bottom:1px solid var(--line);vertical-align:top}.product-detail-top{display:flex;gap:22px;align-items:center;margin-bottom:20px}.product-detail-top .product-avatar{width:80px;height:80px;font-size:42px;border-radius:18px}.product-detail-top h1{margin:0 0 8px}.product-detail-top .eyebrow{margin-bottom:12px}.print-only{display:none}.wide-cards{margin-top:40px}.copy-fallback{width:100%;min-height:100px;border:1px solid var(--line);border-radius:7px;background:#f5f9ee;color:var(--ink);font-family:monospace;padding:12px;margin-bottom:15px}.mini-error{font-size:11px;color:#8c2e20;margin-top:8px}.legal-warning{padding:18px 23px;border:1px solid #cbb98f;background:#f2ead7;border-radius:10px;color:#594729;margin-bottom:25px;font-size:13px}
@media(min-width:1500px){.hero{padding-top:95px;padding-bottom:95px}}
@media(max-width:1100px){.hero{gap:42px}.hero h1{font-size:61px}.main-nav{gap:20px}.header-inner{gap:20px}.header-actions>.btn{display:none}.comparison-panel{gap:40px;padding:35px}.budget-total{font-size:43px}.editorial-grid{gap:40px}.free-note{right:-9px}.cards{gap:14px}.tool-card{padding:22px}.topic-strip a{font-size:13px}.comparison-panel h2{font-size:35px}}
@media(max-width:850px){.container{width:calc(100% - 40px)}.header-inner{height:72px;gap:15px}.main-nav{gap:16px;font-size:12px}.search-trigger span,.search-trigger kbd{display:none}.search-trigger{padding:10px}.hero{gap:30px;padding-top:55px;padding-bottom:56px}.hero h1{font-size:47px}.hero-description{font-size:15px}.hero-actions{gap:15px}.hero-actions .btn{padding:12px 16px}.hero-actions .text-link{font-size:12px}.hero-trust{gap:9px;font-size:10px}.budget-body{padding:21px 20px}.budget-header{padding:16px 20px;font-size:9px}.budget-total{font-size:38px}.budget-footer{padding:12px 20px;font-size:10px}.budget-row{font-size:11px}.free-note{padding:10px 14px;font-size:10px}.free-note strong{font-size:20px}.topic-strip{margin-bottom:55px;gap:16px;flex-wrap:wrap}.topic-strip>span{max-width:90px;font-size:9px}.topic-strip a{font-size:12px;gap:8px}.topic-strip .icon{width:13px}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.home-guides{grid-template-columns:repeat(3,minmax(0,1fr))}.home-guides h3{font-size:20px}.article-cover{height:160px}.comparison-panel{gap:28px;grid-template-columns:.85fr 1.15fr;padding:29px}.comparison-panel h2{font-size:29px}.comparison-panel p{font-size:12px}.comparison-list{padding:4px 14px}.comparison-row{gap:9px}.comparison-row .pill{font-size:8px;padding:4px 6px}.comparison-row small{font-size:9px}.comparison-row strong{font-size:12px}.product-avatar{width:34px;height:34px}.comparison-row>.icon{display:none}.principles{gap:25px}.section{margin-bottom:60px}.last-cta h2{font-size:26px}.last-cta{padding:30px}.editorial-grid{grid-template-columns:1fr;gap:20px}.toc{position:static;display:none}.calculator-layout{gap:17px}.input-panel,.result-panel{padding:23px}.field-grid{gap:17px 13px}.field>label{font-size:11px}.result-main-number{font-size:35px}.result-item strong{font-size:20px}.product-grid{gap:14px}.product-card{padding:21px}.product-head>.pill{font-size:9px;padding:4px 7px}.product-head h2{font-size:22px}.product-head .product-avatar{width:40px;height:40px}.product-actions{gap:10px}.product-actions .btn{font-size:11px;padding:9px 12px}.product-actions .text-link{font-size:11px}.footer-grid{gap:35px}.reading-progress{top:71px}}
@media(max-width:640px){.container{width:calc(100% - 36px)}h1{font-size:44px}.brand{font-size:22px}.brand-symbol{width:27px;height:27px}.header-inner{height:68px;justify-content:space-between;gap:14px}.header-actions{margin-left:auto}.menu-button{display:flex}.main-nav{display:none;position:absolute;left:0;right:0;top:68px;flex-direction:column;background:var(--paper);padding:18px;border-bottom:1px solid var(--line);font-size:16px;gap:4px}.main-nav.is-open{display:flex}.main-nav a{padding:12px 10px}.main-nav a[aria-current=page]:after{display:none}.hero{grid-template-columns:1fr;gap:37px;padding-top:43px;padding-bottom:48px}.hero .eyebrow{font-size:9px;margin-bottom:19px;letter-spacing:.13em}.hero h1{font-size:clamp(43px,10.7vw,64px);line-height:1.07;margin-bottom:21px;max-width:520px}.hero-description{font-size:15px;max-width:500px;margin-bottom:24px;line-height:1.8}.hero-actions{gap:20px}.hero-actions .text-link{font-size:12px}.hero-trust{font-size:10px;gap:14px;margin-top:24px}.hero-visual{padding:20px 14px 18px 0;max-width:490px;width:100%;margin-inline:auto}.budget-total{font-size:47px}.budget-body{padding:24px}.budget-header{padding:16px 24px}.budget-row{font-size:12px}.budget-caption{font-size:10px}.budget-topline{font-size:11px}.budget-footer{padding:14px 24px}.free-note{right:0;bottom:0}.topic-strip{display:grid;grid-template-columns:1fr 1fr;gap:19px;padding:23px 0;margin-bottom:46px}.topic-strip>span{max-width:none;grid-column:1/-1;font-size:9px}.topic-strip a{font-size:13px;justify-content:space-between;gap:5px;padding-right:20px}.section-head{align-items:flex-start;gap:20px;flex-direction:column;margin-bottom:23px}.section-head h2{font-size:30px}.section-head .eyebrow{font-size:9px}.section-head p{font-size:13px}.section-head .text-link{font-size:12px}.cards{gap:12px}.tool-card{min-height:237px;border-radius:13px;padding:18px 16px}.tool-card .icon-square{width:37px;height:37px;border-radius:10px;margin-bottom:22px}.tool-card .icon-square .icon{width:19px;height:19px}.tool-card .card-top>.pill{font-size:8px;padding:3px 7px;height:22px}.tool-card h3{font-size:18px;line-height:1.2;margin-bottom:10px;overflow-wrap:anywhere;hyphens:auto}.tool-card p{font-size:11px;line-height:1.7;margin-bottom:17px}.tool-card .card-end{font-size:9px;gap:5px}.round-arrow{width:25px;height:25px;flex-shrink:0}.comparison-panel{grid-template-columns:1fr;padding:27px 23px;gap:26px;border-radius:17px}.comparison-panel h2{font-size:32px;max-width:390px}.comparison-panel p{font-size:13px}.comparison-panel .eyebrow{font-size:9px;margin-bottom:16px}.comparison-row .pill{font-size:9px;padding:4px 9px}.comparison-row strong{font-size:13px}.comparison-row small{font-size:10px}.comparison-list{padding:5px 17px}.comparison-panel .micro{font-size:9px}.home-guides{grid-template-columns:1fr}.article-cover{height:210px}.article-card{margin-bottom:19px}.article-card h3{font-size:24px}.article-card p{font-size:13px}.article-meta{font-size:10px}.principles{grid-template-columns:1fr;gap:27px;padding-top:14px}.principle-number{font-size:26px;margin-bottom:9px}.principles h3{font-size:20px;margin-bottom:10px}.principles p{font-size:13px}.last-cta{align-items:flex-start;flex-direction:column;gap:21px;padding:27px 24px}.last-cta h2{font-size:28px}.last-cta p{font-size:13px}.site-footer{margin-top:58px;padding-top:31px}.footer-grid{grid-template-columns:1fr 1fr;gap:25px}.footer-brand{grid-column:1/-1}.footer-brand p{max-width:350px;margin-bottom:0}.footer-bottom{flex-direction:column;gap:10px;font-size:10px;margin-top:23px;padding-top:18px}.breadcrumbs{font-size:10px;padding-top:21px;line-height:1.8;margin-bottom:17px}.page-intro{padding-top:13px;padding-bottom:15px}.page-intro h1{font-size:40px;line-height:1.1;overflow-wrap:anywhere;hyphens:auto}.page-intro p{font-size:15px}.page-intro .eyebrow{font-size:9px}.filter-bar{gap:7px}.filter-chip{font-size:11px;padding:8px 11px;min-height:36px}.filter-search{max-width:none;width:100%;margin-top:5px;order:-1}.product-grid{grid-template-columns:1fr}.product-card{padding:23px}.product-head h2{font-size:24px}.product-head>.pill{font-size:10px}.product-card>p{font-size:13px}.product-actions .btn{font-size:12px}.product-actions .text-link{font-size:12px}.advisor{padding:23px}.advisor h2{font-size:22px}.advisor-controls{grid-template-columns:1fr}.advisor-controls .btn{justify-self:start}.disclosure{padding:14px 17px;font-size:11px}.calculator-layout{grid-template-columns:1fr;gap:20px;margin-top:7px}.input-panel{padding:22px;border-radius:14px}.result-panel{position:static;padding:25px;border-radius:14px}.result-main-number{font-size:43px}.result-item strong{font-size:22px}.field-grid{gap:19px 13px}.field>label{font-size:12px}.field-control input{font-size:15px}.form-note{font-size:10px}.form-actions .btn{font-size:12px;padding:11px 17px}.trust-banner{padding:16px;gap:15px}.trust-banner strong{font-size:12px}.trust-banner p{font-size:10px}.formula{padding:17px;font-size:11px}.tool-explainer h2{font-size:25px}.tool-explainer p{font-size:14px}.article-intro h1{font-size:39px}.article-byline{font-size:10px;gap:8px;margin-bottom:23px;padding:13px 0}.prose{font-size:15px;line-height:1.9}.prose h2{font-size:27px;margin-top:33px}.prose h3{font-size:21px}.prose .callout{padding:18px 19px}.sources h2{font-size:21px}.audit-row{grid-template-columns:1fr .7fr .85fr 24px;gap:7px}.audit-row input,.audit-row select{font-size:11px}.audit-row label{font-size:9px}.audit-row .icon-button{width:24px}.search-dialog{margin-top:13vh}.search-dialog-header{padding:14px}.search-dialog-header input{font-size:15px}.search-page-form{gap:8px}.search-page-form .btn{padding:10px 15px}.search-page-form input{font-size:14px;padding:10px}.reading-progress{top:67px}.product-detail-top{gap:15px}.product-detail-top .product-avatar{width:64px;height:64px;font-size:35px}.product-detail-top h1{font-size:36px}.section{margin-bottom:49px}}
@media(max-width:360px){.container{width:calc(100% - 28px)}.hero h1{font-size:42px}.hero-trust{gap:8px}.hero-actions{gap:13px}.hero-actions .btn{font-size:12px}.budget-total{font-size:42px}.cards{grid-template-columns:1fr}.tool-card{min-height:215px}.field-grid{grid-template-columns:1fr}.audit-row{grid-template-columns:1fr 1fr}.audit-row .icon-button{grid-column:2;justify-self:end}.page-intro h1{font-size:35px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}.tool-card:hover,.btn:hover{transform:none}}
@media print{body{background:white;font-size:12px;color:#000}.site-header,.site-footer,.breadcrumbs,.toc,.form-actions,.related,.search-dialog,.toast,.hero-actions,.last-cta,.filter-bar,.reading-progress,.offline-strip,.no-print{display:none!important}.container{width:100%;max-width:none}.page-intro{padding:0;max-width:none}.page-intro h1{font-size:28px}.page-intro p{font-size:12px}.calculator-layout{display:block}.input-panel{border:1px solid #aaa;break-inside:avoid;padding:16px;margin-bottom:20px}.result-panel{position:static;background:#fff!important;color:#000!important;border:1px solid #aaa;break-inside:avoid;padding:16px}.result-panel *{color:#000!important}.result-grid,.result-footer{border-color:#aaa}.result-main-number{font-size:30px}.editorial-grid{display:block}.prose{font-size:12px;line-height:1.6}.prose h2{font-size:22px;break-after:avoid}.trust-banner,.formula{font-size:10px}.tool-explainer{max-width:none}.tool-explainer p{font-size:11px}.tool-explainer h2{font-size:20px}.print-only{display:block}.budget-card,.tool-card{box-shadow:none}.result-panel .copy-fallback{display:none}.field-control input,.field input,.field select{border:1px solid #aaa;background:#fff}.article-byline{margin-bottom:15px}.audit-row input[type=checkbox]{appearance:auto}a{color:#000;text-decoration:none}.result-subtitle{font-size:11px}}
